Live card checkout is closed on this deployment and nobody has been charged. This page is drafted from facts that have been checked against the running product. The register at the end of this page lists 9 facts the founder has not supplied, across all three staged documents. This document needs all 9, each marked PENDING where its value belongs, and none of them is written here. Each one blocks live checkout on its own: resolving all but one still leaves checkout closed.
Resolving them is not the same as being ready. A software check can prove that no blank is left, but it cannot read the document or know whether it is lawful where a customer lives, and it is not legal advice. The real gate is Ali's sign-off on the finished text.
Refunds and cancellation
How a subscription would end, what ending it changes, and what is refundable. Two of those are settled by the code. The third is not settled at all, and says so.
Staged 2026-09-11. Version 0.1-staged.
Nothing in the software is paid
The desk, the parser, the model, the memo, the Excel workbook, Confidential Mode, saved deals and share links are open to everyone. There are no accounts, so no code path anywhere in the product checks whether a person has subscribed before running a feature. Nobody needs a subscription to underwrite a deal on Underwrite, and nobody loses a feature by canceling one. That is a statement about the software as it stands, not a promise about the undecided offer: if what a subscription buys turns out to be paid software access, this clause and clause 03 are rewritten before it is sold, not after.
What a subscription would buy is still an open question: see clause 04 and /pricing.
How to cancel
Write to ali@getunderwrite.com and say you want to stop. That is the cancellation route. It is answered by a person, not a form, and there is nothing to return.
There is no self-service customer portal: a portal needs an account, and Underwrite has no accounts. The confirmed support channel is PENDINGSupport contact. Which address or channel is the official support contact for a paying subscriber, and is it ali@getunderwrite.com or something else?
A Stripe receipt may also carry a cancellation link. That is not verified: the test-mode subscription lifecycle has not been run, so no delivered receipt has been inspected. Until a receipt has been read, the address above is the route known to work.
What canceling changes
Nothing switches off: no feature depends on a subscription, so you keep the software as you had it. Your deals are in your own browser and the workbooks and memos you exported are on your own machine, so there is nothing held on Underwrite servers to lose access to and nothing to export before you go.
The subscription record itself is kept as a business record. It is not covered by the usage-event deletion window; ask at the support address to have it removed. The detail is at /privacy.
What the subscription buys
PENDINGWhat the subscription buys. Does the monthly subscription buy defined founder support, or paid software access, and what exactly is promised in either case?
If a subscription buys defined founder support, a refund is about work delivered in a period; if it buys software access, it is about access during a period. The refund rules differ, so the refund policy cannot be written until this is answered.
The refund policy
PENDINGRefund policy. What is the approved refund policy, stated in one sentence a customer can rely on?
There is no refund policy in force, and none is drafted here. Nothing can be sold until the founder approves one, and the payment code enforces that: an unresolved refund policy is one of the conditions that keep live checkout closed.
Tax treatment on a refund follows the tax treatment of the sale, which is PENDINGTax treatment. Is the subscription price tax inclusive or tax exclusive, and who remits any sales tax or VAT?
A card dispute is a separate route that runs through your card issuer and the card network rather than through Underwrite, and its outcome is not Underwrite's to decide.
Who you would be contracting with
The legal seller is PENDINGLegal seller. What is the exact legal name of the entity that sells Underwrite subscriptions, or is it you personally as a sole proprietor?, operating from PENDINGOperating state or province. Which state or province does that seller operate from? in PENDINGOperating country. Which country does that seller operate from?
Written notice reaches it at PENDINGBusiness mailing address. What is the full business mailing address where written notice reaches that seller?, and the customer jurisdictions it may sell into are PENDINGCustomer jurisdictions. Which countries or states may subscribers be in, and are any of them excluded?
Consumer law in some places sets refund and cancellation rights that override whatever a seller writes. Which of those apply cannot be stated before the jurisdictions are, which is why that fact blocks checkout too. The full terms are at /terms.
Everything this document is still missing
The register below is the whole set across the three staged documents. Each entry is one question, and each independently keeps live checkout closed.
- PENDINGLegal seller. What is the exact legal name of the entity that sells Underwrite subscriptions, or is it you personally as a sole proprietor?
- PENDINGOperating state or province. Which state or province does that seller operate from?
- PENDINGOperating country. Which country does that seller operate from?
- PENDINGBusiness mailing address. What is the full business mailing address where written notice reaches that seller?
- PENDINGSupport contact. Which address or channel is the official support contact for a paying subscriber, and is it ali@getunderwrite.com or something else?
- PENDINGCustomer jurisdictions. Which countries or states may subscribers be in, and are any of them excluded?
- PENDINGTax treatment. Is the subscription price tax inclusive or tax exclusive, and who remits any sales tax or VAT?
- PENDINGRefund policy. What is the approved refund policy, stated in one sentence a customer can rely on?
- PENDINGWhat the subscription buys. Does the monthly subscription buy defined founder support, or paid software access, and what exactly is promised in either case?